Boat Insurance

Independent broker. Multiple carriers. Coverage for your boat, trailer, and gear—on the water and on the road.

🛶Hull & liability 🪝On-water towing 🚚Trailer coverage

🌊 What we broker

We compare policies across carriers to line up coverage, deductibles, and price for your boat type and waters. From bass boats to cruisers and PWCs—we’ll right-size protection without overselling.

🧭 Common coverages

Liability for injuries and damage to others.
Hull/physical damage (agreed value or ACV) for your boat and motor.
Uninsured/underinsured boater protection.
Personal effects & fishing gear.
Fuel spill & wreck removal.
On-water towing & assistance.
Trailer coverage and roadside assistance options.

Tell us how and where you boat. We’ll compare multiple carriers and highlight the differences—so you can choose with confidence.

📍 Where am I covered?

Policies define navigation territories (e.g., inland lakes, coastal waters within X miles). We’ll match carriers to where you actually boat.

⚖️ Agreed value vs. ACV?

Agreed value pays a set amount on total loss; ACV deducts depreciation but may cost less. We’ll quote both so you can compare.

🧾 What about my trailer and gear?

We can include the trailer, electronics, and personal effects—with limits that fit how you use your boat.

Ready for a side-by-side quote?

Tell us your boat, waters, and must-have coverages. We’ll compare multiple carriers for you.

Discuss boat insurance