Business Owner Insurance

Core bundle for many small businesses—combines general liability + property into a single policy.

Covers third-party injuries, property damage, and personal/advertising injury claims.

Vehicles, trailers, and symbols coverage for owned, hired, and non-owned autos.

Flexible programs tailored to your industry—combine liability, property, and key endorsements.

Buildings, improvements, inventory, and equipment—on premises and, with options, in transit.

Adds a higher limit above underlying liability policies to handle large claims.

Helps cover claims of errors or omissions in professional services and advice.

Statutory wage and medical benefits for work-related injuries; helps keep operations compliant.