Business Liability Insurance

Independent broker. Core protection for third-party injuries, property damage, and advertising injury—with the endorsements your contracts require.

🛡️General Liability 📄Certificates fast ⚙️Endorsements on request
📘 What’s typically covered
  • Bodily Injury & Property Damage.
  • Personal & Advertising Injury (libel/slander, etc.).
  • Products–Completed Operations (after work is finished).
  • Medical Payments (no-fault, small limits).
  • Damage to Premises Rented (tenants legal liability).
🧩 Common contract requirements
  • Additional Insured (ongoing & completed ops).
  • Primary & Non-Contributory wording.
  • Waiver of Subrogation.
  • Per-project aggregate; specific limit evidence (e.g., $1M/$2M).
  • 30-day notice of cancellation (carrier rules vary).
📏 Right-sizing limits & deductibles

We’ll quote side-by-side options for limits (e.g., $1M/occurrence) and aggregate structures, then match endorsements to your leases and vendor agreements.

⏳ How quickly can we start?

For straightforward risks, we can often bind within a few days once we have basic details (operations, revenue, payroll, locations).

🧾 Can you match my lease/vendor wording?

Yes—send us the insurance section. We’ll align limits and request the exact endorsements (AI, PNC, WOS, per-project aggregate).

☂️ Do I need a commercial umbrella?

Large contracts may require higher limits. We’ll quote umbrella layers and confirm any auto/workers comp underlying requirements.

Ready for clear GL options?

Share your operations and any contract/lease requirements. We’ll compare carriers and send a clean, side-by-side proposal.

Discuss liability insurance