Employee Dental & Vision

Independent broker. Make benefits easy to love—clear copays, real networks, fast enrollment.

🦷Dental PPO/HMO 👓Frames & contacts 🧾Clean plan summaries

📘 What we broker

We compare dental and vision plans across carriers, align networks with where your team actually goes, and deliver simple summaries that employees actually read.

🦷 Dental (PPO & HMO)

Preventive: exams, cleanings, X-rays (often $0 or low copay).
Basic: fillings, extractions (coinsurance applies).
Major: crowns, bridges, implants (varies by plan).
Ortho: adult/child orthodontia options and lifetime maximums.
Annual max and deductible choices; waiting periods when applicable.

👓 Vision

Comprehensive eye exam copays.
Frame allowance & lens options (single, bifocal, progressive).
Contact lens allowance; medically necessary contacts.
Frequency rules (exam/lenses/frames) by 12/24 month cycles.
Large national networks + out-of-network reimbursements.

💵 Contributions & eligibility

Employer/employee split modeling for EE, +spouse, +child, +family tiers.
Eligibility & waiting periods aligned with your handbook.
Voluntary (employee-paid) or employer-sponsored options.

🗺️ How do we confirm provider networks?

Send us your team’s preferred dentists/optometrists; we’ll verify in-network availability and offer close alternatives if needed.

⏳ Are there waiting periods?

Some dental plans have waiting periods for basic/major services; we’ll flag which carriers waive them for new groups.

🧮 How do allowances actually work?

We’ll show real-world examples—what a $150 frame allowance or $130 contacts benefit means at popular retailers.

Ready to compare dental & vision bundles?

Share team size, contribution ideas, and any preferred providers. We’ll line up side-by-side quotes.

Discuss dental & vision