Motorcycle Insurance

Independent broker. Coverage that fits your bike, your riding season, and your budget.

🏍️Liability & UM/UIM 🧰Accessories/gear 🛠️Roadside & towing
📘 What we broker

We compare motorcycle policies across carriers—street, sport, cruiser, touring, ADV, and custom—to match limits, deductibles, and options to how you actually ride.

🧭 Common coverages
  • Liability for injuries/property damage to others.
  • Uninsured/Underinsured Motorist (UM/UIM).
  • Comprehensive (theft, vandalism, weather) & Collision.
  • Medical payments (varies by state/carrier).
  • Accessories & custom parts (bags, bars, electronics, exhaust).
  • Riding gear (helmet, jacket, gloves—limits vary).
  • Roadside/towing and trip interruption options.
🧾 Agreed value vs. ACV

Some carriers offer agreed value for customs/rare bikes; most pay actual cash value (minus depreciation). We’ll quote both when available so you can compare.

🧰 Are accessories automatically covered?

Many policies include a small base limit; add-on coverage raises limits for aftermarket parts and riding gear.

📉 Can I reduce premium in winter?

Yes—some carriers offer seasonal ratings or lay-up periods. We’ll compare options based on your riding season.

🪪 Does my license or training matter?

Completed safety courses and endorsements can help with eligibility and discounts. Clean records help most.

Ready for a side-by-side motorcycle quote?

Tell us your bike, miles, storage, and must-have coverages. We’ll compare multiple carriers for you.

Discuss motorcycle insurance